Home Insurance-Home Contents-Buildings-Combined-Landlords

Home Contents Insurance

Home Contents insurance is designed to cover you for a wide variety of things that are not classed as permanent fixtures of your home so are not covered by buildings insurance. Items like furniture, kitchen appliances, electronic goods, jewellery, bedding and clothes etc. Contents cover is very important in the case of a fire or theft as the average contents of a three bedroom home would cost over £40,000 to replace. MORE INFORMATION >>

Buildings Insurance

Buildings insurance is a requirement for anyone with a mortgage as your lender will insist on it. It is designed to only cover the cost of rebuilding a damaged or destroyed property. Building insurance generally covers structural aspects of your home and permanent fixtures and fittings such as your kitchen bathroom and flooring. It can also often include sub-structures such as garages, storage sheds, fences and driveways. MORE INFORMATION >>

Combined Home Contents & Buildings Insurance

If you have both home contents and buildings insurance with different insurers it is often possible to save money by taking out a combined policy with just one insurer as there are often great offers available online for those who are willing to take out a combined policy. MORE INFORMATION

Landlords Insurance

Landlords insurance is a specific product that is designed to cover the unexpected and provide financial compensation should the unexpected happen. This can include buildings cover against loss of rent. MORE INFORMATION >>

Holiday Home Insurance

Having good quality second home insurance cover is just as important as insurance for your main home, whether this is a holiday home or a commuter home. A lot can happen to a vacant property either by accident or vandalism and it’s essential to make sure that you have protection in place should the worst happen to your second home. MORE INFORMATION >>

Caravan Insurance

Caravan insurance should provide you with comprehensive cover for protection against fire, theft, storm, flood and cover for public liability against any legal issues that may arise. Each year in the UK it is estimated at least 4,000 caravans are stolen and without insurance the owners will have to find the cost of replacement themselves. MORE INFORMATION >>

Office & Shop Insurance

Whether you have a shop or a small office it is vital you have good quality office or shop insurance which will have different requirements to a typical home insurance policy. MORE INFORMATION >>

Students Accommodation Insurance

As a student you want all of the latest gadgets and technology to make your life easier like Laptops, iPods, televisions, microwaves and even bar fridges are common place in most student rooms. Don’t risk having to replace these items on a tight budget; a reliable student insurance policy can help set your mind at ease. MORE INFORMATION >>

Over 50's Home Insurance

A number of insurance companies offer home insurance for those aged over 50. These policies can often work out cheaper for those over 50 as they are seen as a lower risk group. MORE INFORMATION >>